We have a great range of products available for our clients. Having all of the major Lenders on our panel allows us to search the mortgage market to find the loan that is most compatible with your needs taking into account affordability, flexibility and accessibility. At any given time we have 1000’s of potential products and by using our state of the Art CRM software we are able to find a product that is most suited towards your unique needs.
We pride our selves on providing a level of service that is unrivalled by any of our competitors. Each client has one point of contact being their loan consultant. This consultant is responsible for providing regular updates to the customer and liaising with the Loans Administrator to ensure that the transaction goes through as smoothly as possible.
Here is a list of the more popular types of Loans we provide:
Home Loan |
In our Home Loan category the customer is able to choose what lender they prefer, what category or product they are after i.e a Professional Package loan or a Basic Home loan and also if they would like a fixed or a variable product.
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First Home Buyer |
We specialize in arranging finance for First Home Buyers. We will explain to you the different schemes you are eligible for such as the First Home Owner Grant Scheme and the First Home Owner Boost Scheme. Also We will determine your savings under the Stamp Duty Tax Exemption Scheme.
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Investment Property Loan |
This product is very similar to the ones that are provided for Home Loans however the security property is flagged as an investment property thus making the loan an investment loan. Another characteristic of the investment loan is that it is usually processed under a structure allowing for 5 years of Interest Only repayments.
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Line of Credit |
Do you need easy access to funds for maybe a new car, a holiday or some future investments such as a share portfolio? Well a Line of Credit product may be ideal for you allowing access to extra cash you require. To set up a Line of Credit you are required to have equity in an existing residential property.
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Refinancing |
Refinancing allows you to switch your existing home loan to a different product. The interest savings can help pay your loan off sooner. It can also be utilized to access equity in your house to purchase an investment property. We will do a cost benefit analysis before proceeding with a refinance.
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Debt Consolidation |
The interest rate of personal loans, credit cards and car loans is generally much higher than rates on a home loan. If you have equity in your home, you can borrow against it with a low interest rate and free yourself from these costly personal debts. The Interest savings can be used to make extra repayments on your home loan. |
